The sum of our clickstreams is not an objective measure of who we are, but a personal portrait of our hopes and desires…

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This is great for insurance carriers!

Sue Desmond-Hellmann is using precision public health — an approach that incorporates big data, consumer monitoring, gene sequencing and other innovativ

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Must watch video on big data for public health.

We’re on the brink of a new industrial revolution.

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This is critical for the insurance industry because of our unique challenges!

The backend is where the money is

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Consulting giant Accenture has published a report predicting 40 percent of cars will be autonomous by 2040s, and what that will do to connected industries.

Read the full article at: readwrite.com

Whether or not this study is accurate or not doesn’t matter. The trend is strong and here’s why the insurance industry should pay attention to it:

 

1. Self-driving cars are likely to be mutualized – not owned. Uber and others will offer on-demand cars to consumers, removing their need to invest in one of their most costly assets. 

 

2. Responsibility for self-driving cars has yet to be determined but is unlikely to be the passenger.

 

3. Self-driving cars will be safer and harder to steal. 

 

In short, the car insurance business is dead. So what can you do about this? Read our own recommendations here.